![]() ![]() A virtual terminal should be secure, reliable and easy to use. There are a few things to consider when choosing a virtual terminal for your business. Plan availability depends on business type and whether you’re using a Clover partner’s branded POS system.Ĭlover is best for small businesses that want a virtual terminal that can double as a POS system and need features, such as built-in loyalty programs and the ability to add tipping. However, its card-not-present processing fee is almost an entire percentage point higher than other terminals on this list. Clover integrates with QuickBooks and Xero, so businesses can keep track of their finances in one place.Ĭlover offers a variety of plans starting at $14.95, which is reasonable for a point-of-sale (POS) system in general. Clover also offers a wide range of features for retail businesses, including built-in loyalty programs and the ability to add tipping to transactions. With its proprietary Clover app, business owners can turn any smartphone or tablet into a virtual terminal, so businesses can take payments on the go. Learn more: Read our full eHopper review.ĮHopper is best for small businesses that want free processing and don’t need a lot of features. Under the free processing program, businesses can get a free PAX S300 payment terminal, which allows you to process orders both online and in-store. Its free plan is limited to 50 products and 300 transactions per month, whereas its most expensive plan allows for unlimited products and transactions and is best suited for omnichannel businesses. There are four plans available with eHopper, ranging in price from free to $29.99 per month. Free processing works by using a cash discount or credit surcharge, which means that businesses will either pay a processing fee or pass the fee on to their customers. eHopper also supports a wide range of integrations, making it easy to connect your virtual terminal with the rest of your business ecosystem. EHopper snagged the best ranking on our list of virtual terminals because it offers free processing as well as a free plan for low-volume merchants. ![]()
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